Owner Occupied Loans

Buying a home is one of life’s biggest milestones. At Veritas Financial, we specialise in guiding home buyers through the entire mortgage process. With years of experience helping clients purchase homes, our team has a deep understanding of the market. Whether you’re a first-time buyer, upsizing, or refinancing, we’re here to answer all your questions, explain terms, and provide insights that empower you to make confident choices.

Streamlined, Stress-Free Process

Your borrowing capacity can vary widely depending on the lender, which is why partnering with a trusted mortgage broker is crucial. Our team handle the complex parts of the process — from comparing loan options and negotiating with lenders to managing the entire application. We also coordinate with your solicitor/conveyancer and your accountant to keep everything on track.

What are the steps to purchasing your owner-occupied home?

  1. Speak to us to get a pre-approval and know how much you can borrow.
  2. Start searching for your new home. Ask us for property reports.
  3. Make an offer.
  4. Get your solicitor to review the contract of sale.
  5. Organise a building and pest inspection or a strata report.
  6. We help you apply for government grants and schemes.
  7. Sign the contract of sale.
  8. Pay the deposit.
  9. Organise building insurance.
  10. Settle. You are officially the homeowner!

Enquire Now To Get Started

Hear From Our Customers

Jason Douglas
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A friend recommended Veritas Financial to me and I'm so glad he did. I had been knocked back by three banks due to an issue with my credit history, but I really felt like Angie was the first person to listen and understand what had happened. I didn't want to get stuck paying a huge interest rate due to one small problem so I was amazed when Angie and the team at Veritas Financial were able to get my loan approved with one of the major banks at a very competitive rate.
Bernard Li
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I run my own business and I cringe when I know I need to apply for a home loan. I had a friend who runs her own business who recommended Veritas Financial so I thought I'd give them a try. Angie has heaps of experience working with self-employed customers so she knew it was really tough for me to take time out during the week to deal with the loan application. She answered my messages and emails late at night, weekends, pretty much whenever I reached out she was available. She also gave me heaps of options to make sure I could get the loan approved without jumping through too many hoops with my accountant etc. Thanks so much Angie!
Steve McKinney
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I had three loans with the same bank for almost 10 years and when I asked them to review my interest rate they told me they couldn't do any better (I asked them three times over 12 months!). I spoke to Angie and within 24 hours she had three separate offers which were all heaps better than my original bank. The refinance went through so quickly, I can't believe I didn't do it sooner. She has saved me more than $10k a year in interest!
Nara Khuon
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This was my first time buying a property and I had heaps of questions. Angie was very knowledgeable and was able to help me understand and navigate the whole process. Angie was the first person I spoke to about buying a home so I am so grateful for the time she took to explain everything to me. The day that I got the keys to my new home was the most exciting day of my life and I couldn't have done it without Angie's help. I will definitely be coming back to Angie again whenever I need a loan and I'm telling all my friends to speak with her about buying their homes too.
Robert Hensley
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Super happy to recommend Angie and Veritas Financial to anyone who needs a loan! Our situation was pretty complicated but the team made it all seem so easy. The whole process from start to finish went smoothly and they kept us updated regularly. Angie was a pleasure to work with!
Linna Khuon
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We were rejected by multiple banks and felt like our options were running out. My brother referred me to Angie and she truly turned things around for us. Not only did she get us the loan, but she secured it at an amazing rate. We can't thank her enough.
Louie Cummings
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Our situation was complicated. We spoke to a few brokers but they couldn't help. Angie and her team came up with a solution that no one else had and got us approved. They're experts at what they do.
Sienna Blair
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I was referred to Veritas Financial by my sister. The interest rate they got me was far better than anything else I had been offered. I'd recommend them to anyone.
Felix Zhang
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Angie and the team have helped us with several loans this year, and they always find the best deal for us. We will continue to use her.
Katrina Essa
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Angie and her team are phenomenal! They worked so fast, I never had to chase them for updates. They kept me in the loop the entire time.